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From Our Affiliates: Fenton, Linden and Grand Blanc Michigan home buying, real estate listings, and homes for sale in Genesee County, MI

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Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Q	The upper walls of what famous holy temple are lined with gold?
A	The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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The Hamilton Team, REALTORŽ, real estate agents and broker for Fenton, Linden and Grand Blanc Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

The Hamilton Team
ReMax Platinum
3160 Silver Lake Road6870 Grand River Avenue
Brighton, MI. 48451
Linda Hamilton: 810-730-0382
Chrissy Hamilton: 810-516-8896
Fax: 810-735-9212
Email: TheHamiltonTeam@NUMBER1EXPERT.com
No single person can give you what a great a team of qualified agents can offer. Having been residents in the community for over 20 years, the Hamilton Team knows this part of the world better than anybody. That is why we have been so successful in helping people in Fenton, Linden, and Grand Blanc buy or sell their homes for nearly over a decade. Over the years we have established a firm reputation for warm, energetic, and thoroughly professional service, which is why so much of our business now comes from referrals. As NUMBER1EXPERTS in this area, we will pay close attention to every detail in marketing your home and Negotiating the purchase.

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